Don’t Let Tax Time Get You Down

Since we are in tax season and my husband and I are dealing with getting all of our receipts and logs together for a random audit, I thought sharing this post from author/coach Dan Miller’s blog, by might be inspiring and helpful. I will be taking his advice, that’s for sure!
Dan’s book, No More Monday’s changed my life. He called the updated version, No More Dreaded Monday’s, which I love even more.

“As every millionaire knows, you’ll never gain wealth and financial security by working in a job you hate. No More Dreaded Mondays provides an inspiring road map on how to find meaningful work and financial freedom.”
–T. Harv Eker, author of the national bestseller Secrets of the Millionaire Mind

When I was stressed out and sick working for a boss that I did not respect, I used to take that book to bed with me every evening with a glass of chardonnay and read it over and over. Well, as you can guess….. I am now my own boss and have chucked the chardonnay for herbal tea. Life is good!


Will buying day-old bread make me rich?
Dan Miller — January 28, 2013
Here’s a listener question from his podcast:

Dan, in Steve Siebold’s book, How Rich People Think, he says the middle class put their focus on saving and the world class put their focus on earning (chapter 1). For the last year I have kept an Excel spreadsheet with all my expenses so I would know how I spent my money that month.

– Am I putting my focus on the wrong thing? I think I’m operating out of fear instead of abundance, like the author mentions also. Could my Excel spreadsheet be contributing to my lack of focus on abundance? I would love any input from you if you have time on your podcast to address this. As always, I appreciate you, Joanne, Ashley and Nathan. You guys Rock! Sincerely, Sutton Parks

This is a great question. Two months ago, in November of 2012 I got a note from my accountant that I owed another $25,000 to the IRS. So did I think – How long would it take me to save that money based on the average income I already had coming in? No, instead, my immediate thought was – how could I earn $25K in addition to my normal income in a very short period of time? You may have seen me promote a one time coaching package called Living the Dream in 2013. I said I would work with only 13 people at $2013 each. The two sessions would have to be done between November 15th and December 15th. Because I’ve established trust with a broad audience those 13 spots were taken in less than 24 hours. Before the close of business three days later we had completed those transactions, putting $26,169 in my bank account.

I’ve always thought in terms like that. If I needed $1000 immediately I’d go to a local repo auction and buy a car – clean it up and sell it.

In 1988 after a disastrous business transaction I found I owed $430,000 to creditors and had absolutely no assets. Creditors had taken our house, cars and every asset we had. I could get a good job – save money and start the process of repayment. And I would never have seen the light of day again financially. I couldn’t live long enough to get out of debt. I was certainly employable – I had my Masters in Psychology and could expand my teaching at the university. So what if I made $60,000 and then paid $20,000 a year against my debts. That would have taken 21.5 years, not including interest accumulation. And we’d have been living like paupers all that time. Was that an attractive option – Not a chance!

I always think in terms of earning more, and expect abundance, not scarcity. Dan & Mercedes #7Sure – Joanne and I use coupons when we go out to eat. Joanne shops at consignment stores and during sales – she’s very frugal. I buy our cars on eBay so we can drive them for a year, sell them and make money. ( I drove the one in the picture here for 4 years because I loved it – and then sold it for $600 less than I paid for it. So it cost me $150/yr for the fun I had.) We do turn off lights when we aren’t in the room and keep our thermostat at a reasonable temperature. But that has little to do with attaining wealth. That’s more just a matter of good stewardship – taking care of what we’re given responsibility for.

So yes, you are exactly right – my excitement and wealth accumulation comes from thinking up creative ways of earning more – not from driving across town to save $.03 a gallon gas.

Dan Miller with his Mercedes

Dan also has a 48 Days community (social network) where you can connect with others, share, learn and be inspired.
48Days.NET is the Idea Networking site for people who are committed to finding – or creating – work that is meaningful, purposeful, and profitable. That includes entrepreneurs, artists, authors, musicians, those working from home, small business owners, BIG business owners, franchisees, independent contractors, reps…etc. as well as people who have found that fit as an employee. People who work on their own terms. We’re honored to have you here with us!

Our mission is to enhance the process of imagining, dreaming and introspection to help people recognize their calling and true path, and to translate that into meaningful, purposeful and profitable daily work – in 48 Days.

Here’s to your success!